Rapidly Funded Business Cash Advances
Fast and flexible funding for your business when it needs it most. The recognized and trusted financing choice for newer businesses and those who don’t have time to wait on a conventional bank!
Checking for pre-approval will not affect your credit score.
Do you qualify?
6
Months in Business
500
Personal Credit Score
$10K
Monthly Revenue
How a Business Cash Advance Works
1
Apply Online
Provide us basic information about your business and its needs. Submit a few simple documents online or through a dedicated Capital Advisor.
2
Get Approved
You’ll find out your business cash advance terms in just a few hours after applying!
3
Make Repayments
Repayment is made simple with automated daily, weekly, or bi-weekly payments drafted from your business checking.
4
Achieve
Use the new funds to double your business growth, make payroll, and anything in between!
Max Approval:
Approvals up to $1 Million
Term Length:
Terms from 3-24 Months
Cost of Funds:
.12 to .45 cents on the dollar
Funding Timeline:
1 business day
Pricing & Return on Investment
You will pay anywhere between .12 and .45 cents on the dollar to access quick funds via a business cash advance. However the approval process is simple, there’s no collateral to pledge, and Strategic Capital is A-OK working with entrepreneurs with less than perfect credit.
Example ROI: You wish to invest into marketing to grow your business by 40% this year, but don’t have the funds available to readily do so. By utilizing a $50,000 business cash advance paid back over 12 months, you’re able to invest into marketing, rise to the occasion, and ultimately increase your revenue by a whopping $20,000 each month, far exceeding the small repayment on the advance.
See if you Qualify for a Business Cash Advance in Less Than 60 Seconds
What is a Business Cash Advance?
What is the difference between a Business Cash Advance and a Business Loan?
However, if you’re referring to a traditional term loan, such as one offered by a bank there are many differences. A business cash advance will enable you to fund your business within just 24-48 hours, however it does carry with it a higher cost of capital for the convenience factor and less stringent underwriting. Business Cash Advances are much easier to qualify for than traditional loans, and they’re completely unsecured which means you won’t have to pledge your home or any assets against the advance. The fact your future receivables are taken into account during the underwriting period gives the funder/lender enough comfort in extending capital without the need for collateral.
What is the cost of a Business Cash Advance?
The average factor rate for a Business Cash Advance is 1.20 – 1.35, however rates can start at just 1.06 and go up to 1.49.
How is a Business Cash Advance structured?
Why should I choose Strategic Capital for a Business Cash Advance?
Our friendly staff of 30 is based in Kansas City and we only hire staff members who have experience as a B2B consultant or who have been an entrepreneur themselves. This ensures we’re always putting our best foot forward and advocating on behalf of your business and its goals!
Minimum qualifications
What you need to apply
Prior 4 Months Card Processing Statements *if applicable
Ready to receive your pre-approval offers?
Checking for pre-approval will not affect your credit score.