5 Reasons Why Businesses Acquire New Equipment Before the End of the Year

By |2018-11-16T22:28:59+00:00November 16th, 2018|Business Lending, Cash Management, Process Improvement|

Are you on the fence about whether to get new equipment this year or next? Perhaps you’ve wanted to invest in new machinery for a while but haven’t got around the sorting it out. Or maybe you’re unsure whether it’s financially advantageous to do it now or wait a while. If you’ve got equipment on [...]

What does your business credit score look like?

By |2018-11-13T23:34:41+00:00November 13th, 2018|Business Lending, Cash Management, Process Improvement|

Have you ever wondered what your business credit score looks like? Or if you even have one for that matter? If you find that you’ve been rejected for a business loan or cash advance, then it’s possible that your credit score isn’t up to scratch. The good news is that there are practical steps you [...]

How to Calculate the Entrepreneur’s Salary

By |2018-11-07T00:52:58+00:00November 7th, 2018|Business Lending, Cash Management, Process Improvement|

The average entrepreneur salary in the USA is somewhere between $68,000 and $72,000. It’s far higher than the average incomes in many industries but there are also many entrepreneurs who don’t pay themselves at all. So, if you’ve started your own business but are sitting on the fence about your salary, then this article is [...]

How to Tell if a Lender is a Good Fit

By |2018-11-13T23:13:16+00:00October 23rd, 2018|Business Lending, Cash Management, Process Improvement|

When you’re looking at different finance options, making a final decision can be tricky. Money is the lifeblood of any business and can make the difference between success and failure. For many small business owners, this adds extra pressure to make the right choice. But with so many variables to consider, distinguishing between lenders may [...]

4 Myths for Short-Term Small Business Loans

By |2018-10-07T22:14:48+00:00October 7th, 2018|Business Lending, Cash Management, Process Improvement|

There are lots of myths related to short-term business loans. Some of them are due to scare-mongering while others are perpetuated by the companies promoting long-term options. Whatever your reason for looking at small business loans, it’s important to get clarity on what’s right for your needs. So, if you’re looking at short-term financing options, [...]

What You Need to Know about SBA Loans

By |2018-09-06T08:05:57+00:00September 6th, 2018|Business Lending, Cash Management, Process Improvement|

The Small Business Administration (SBA) supports independent companies and entrepreneurs in a number of ways. One of their most popular schemes involves the guaranteeing of loans to make funding more widely available. They act as partial guarantors so that if a business is unable to repay a loan, the bank can still recover some of [...]

Restaurant Loan Options for Managing Seasonal Cash Flow Issues

By |2018-08-28T04:32:57+00:00August 28th, 2018|Business Lending, Cash Management, Process Improvement|

Securing a restaurant loan can help you to deal with the peaks and dips of a seasonal business. Depending on your venue’s location, cuisine, and business model, you may find that the majority of your income is generated in the summer or holiday period. For some restaurant owners, this can feel like a ‘feast or [...]

5 Ways to Finance Your Construction Business

By |2018-08-28T06:22:31+00:00August 28th, 2018|Business Lending, Cash Management, Process Improvement|

Construction business loans have been hard to come by since the financial crash of 2008. But there are still funding opportunities available if you know where to look. Whether you need funds to purchase equipment, secure office or showroom space, expand your operations, or take advantage of a big job opportunity, there are options to [...]

How Physician Loans Can Help You Build Your Practice

By |2018-08-23T06:15:35+00:00August 23rd, 2018|Business Lending, Cash Management, Process Improvement|

Are you considering a physician loan to help establish or build your practice? Perhaps you’ve heard about these types of lending from colleagues in the profession but aren’t quite sure what they can be used for. Or you have a few ideas about how to use the cash but don’t know what the application process [...]

5 Tips to Improve Your Chances of Getting a Small Business Loan

By |2018-07-12T03:44:33+00:00July 12th, 2018|Business Lending, Cash Management, Process Improvement|

Getting accepted for a small business loan can seem like an uphill struggle. With mountains of paperwork to complete and supporting documentation to provide, it’s often something that business owners put off until the last possible moment. But the frustration doesn’t stop there - just 26% of applications are approved by the big banks, so [...]